Terms of use

Consent
These terms of use apply to all users who visit www.pkam.ch ("the Website"), including all other PKAM domains that link to our website. Please read the Terms of Use carefully before visiting the website.

By accessing the website of PKAM AG (hereinafter "PKAM"), the user acknowledges the legally binding effect of these conditions of use.

If you cannot read and understand the conditions of use or if you do not agree to be bound by them, you may not use the website.

Limited access and foreign legal systems
The user acknowledges that by accessing the PKAM website from outside Switzerland, regulations of foreign law could be violated. It is the responsibility of the user to inform himself about applicable regulations before accessing the website of PKAM from abroad. Users who are subject to a legal system which prohibits access to the PKAM website are prohibited from accessing the PKAM website. PKAM declines all liability in this respect.

Information on the website
The information on the website of PKAM is for information purposes only and does not constitute advertising, an offer, a request or a recommendation to the user.

The information on the website of PKAM does not represent any service or advice in legal matters, tax matters, asset management or other matters.

No legal relationship between the user and PKAM arises from the knowledge or use of the information by the user. No investment or other decisions may be made which are based exclusively on the content or information of the website.

The information on the website of PKAM is compiled and published with due care. PKAM assumes no guarantee or responsibility for the accuracy, completeness and quality of this information or whether this information is up to date.

If you wish to make a decision about your investments, you should seek advice from a professional financial advisor or a qualified expert beforehand.

The website may contain one or more forms. These forms are not intended for placing orders (e.g. orders to buy/sell securities). PKAM will not execute any orders placed in this way or inform the sender thereof, and no legally binding contract is concluded between the sender and PKAM.

External contents and references to external contents
The PKAM website may contain external content and references to external content and websites. PKAM makes no assurances as to the topicality, correctness, completeness and quality and accepts no guarantee or responsibility for this external content or the functioning of the links to such external content.

Property, Copyright and Trademark law>
The contents of the website of PKAM are protected by copyright and are the property of PKAM or third parties. The unauthorized use of the website contents may violate copyright law and other applicable laws and regulations.

The contents of the PKAM website may not be modified, reproduced, published or used in any other way for public or commercial purposes without the prior, express and written consent of PKAM.

PKAM (word) and/or (sign) are a protected brand and/or a protected trademark. The use of the brand and trademark require the prior, express and written consent of PKAM.

Communication via this website or via e-mail
The user acknowledges that communication via this Website or via e-mail is neither secure nor confidential.

Disclaimer
The use of this website and the implementation of advice or other information is at your own risk. PKAM and its employees do not accept any liability (including negligence) for costs, direct or indirect losses, claims, expenses, lost profits, damages of any kind and other liability claims that may arise from access or non-access to the Website or individual elements of it and from its possible use, irrespective of its contractual or non-contractual nature.

PKAM gives no guarantee that the Website or its content is free of viruses or other harmful components.

Electronic communication (e-mail / forms)
The Internet is a generally accessible medium. For this reason, messages sent using ordinary e-mails or forms ("messages") are transmitted unencrypted and across borders via an open network that is accessible to everyone and can generally be viewed by third parties. The content of the messages sent and the information of the sender can be changed, manipulated and misused by third parties. PKAM is not liable for damage resulting from the above-mentioned risks. For other damages incurred by the recipient of messages, PKAM is only liable in the event of intent or gross negligence.

Data protection declaration
PKAM has created and published a privacy policy, which is amended from time to time, explaining how personal data is collected on the Website and how it is used. The privacy statement is part of these terms of use and is incorporated herein by reference.

Amendments
PKAM may at any time and without prior notice change these conditions of use and all contents on the website of PKAM. If you continue to access the website after a modification of these conditions of use, you accept the modified conditions of use.

Assignment and delegation
Both PKAM and its legal successors and representatives are entitled to invoke these conditions of use. PKAM may assign all rights to which it is entitled under these conditions of use. PKAM may also delegate its tasks to third parties or assign one of its obligations under these conditions of use.

Severability clause
If any provision of these Terms of Use is found by any court or competent authority to be invalid, illegal or unenforceable, that provision of the Terms of Use shall be deemed unenforceable. Such determination shall not affect the validity, legality or enforceability of the remaining provisions of these Terms of Use in the relevant jurisdiction, nor shall it affect the validity, legality or enforceability of these Terms of Use in any other jurisdiction.

Applicable law / jurisdiction
Access to and use of the website and the Terms and Conditions of Use (including the Privacy Policy) shall be governed exclusively by substantive Swiss law, with Zurich (Switzerland), being the exclusive place of jurisdiction.

Contact
To contact us, please send an e-mail to dataprotection@pkam.ch