Client Information FINSA

Client information in accordance with the Swiss Financial Services Act (FINSA) This client information may change from time to time.

The following information serves to fulfil the information obligations of financial service providers towards their clients pursuant to Art. 8 f. of the Financial Services Act ("FinSA"). The information is neither provided for advertising purposes nor does it constitute an offer for financial services or financial instruments.

1. Regulatory status
1.1 PKAM AG (the "Company") is a financial services provider within the meaning of the FinSA with its registered office at Gotthardstrasse 52, 8800 Thalwil.
1.2 The Company is mainly active in the field of professional asset management and investment advisory services for individual clients.
1.3 The company is supervised as an asset manager pursuant to Art. 17 para. 1 FinIA by FINcontrol Suisse AG.
1.4 The licensing authority is the Swiss Financial Market Supervisory Authority FINMA.

2. Ombudsman's Office
In accordance with Art. 74 et seq. FinSA, the Company is affiliated with the ombudsman Swiss Arbitration Centre Ltd. CH-1204 Geneva. In the event of disputes with the Company, retail clients within the meaning of Art. 4 para. 2 FinSA and professional clients within the meaning of Art. 5 para. 1 FinSA may initiate mediation proceedings through the Ombudsman's Office.

3. Maintaining contact
The Company and its clients are obliged to keep in touch with each other and to inform each other immediately of any changes in their contact details.

4. Management
The Company has two qualified managing directors within the meaning of Art. 20 para. 1 FinIA.

5. Business activity of the company
5.1 The Company provides discretionary asset management and portfolio-related investment advice on a professional basis within the meaning of Art. 3 lit. c no. 3 FinSA. In order to exercise the mandates, the Company obtains powers of attorney from the clients vis-à-vis the respective custodian banks. In the case of portfolio-related investment advice, the Company carries out the transactions only after approval by the client.
5.2 The Company provides its financial services on the basis of written contracts concluded with clients, which contain all information on the nature, functioning, rights and obligations of the parties, as well as on the risks of the financial service provided.

6. Risks relating to financial services
The risks associated with the financial services provided are explained to clients in each case before the contract is concluded. Clients are requested to carefully read the information provided, in particular the brochure "Risks in Trading with Financial Instruments" published by the Swiss Bankers Association, and to contact the Company if they have any questions.

7. Cost information
Costs and fees are incurred in connection with the services provided by the Company. These are disclosed to clients before the conclusion of the contract and are regulated in detail in the contracts.

8. Participation in and economic ties to third parties
The following links exist between the Company and Ayaltis AG, Zurich, a FINMA-licensed manager of collective investment schemes whose products the Company employs: Peter Kunz, Managing Director of the Company, is a director of an Ayaltis fund company. Thomas Lips is a member of the Board of Directors of Ayaltis AG and of the Company. The Company does not receive any distribution fees from Ayaltis.
Otherwise, there are no economic ties between the Company and third parties that could lead to a conflict of interest vis-à-vis clients in connection with the provision of financial services.

9. Market supply considered
The Company only considers third party financial instruments when providing financial services.

10. Dealing with conflicts of interest
The Company takes the necessary precautions to avoid conflicts of interest between itself or its employees and its clients and to protect clients from disadvantages. If a conflict of interest cannot be avoided, it is disclosed to the clients.